Money and Benefits
Regardless of your age, it is always a good idea to look after your money and budget.
In later life, you may start to have new entitlements (such as Attendance allowance or Pension Age Disability Payment) or additional costs, and need information on money matters you have not come across before. Our guides can help you take care of your money, and find out what extra help you may be entitled to.
You can also find out about joining one of our free Benefits Workshops or try out our Benefits Calculator.
Adult Disability Payment
Adult Disability Payment provides extra money if you are working age and have difficulties with daily tasks due to a disability or health condition. This guide provides details of the eligibility criteria for Adult Disability Payment and how to apply.
Attendance Allowance and Pension Age Disability Payment
Extra financial support for people who have reached State Pension Age and need supervision or support with personal care, due to a physical or mental disability or health condition.
Avoiding Scams
It can be difficult to know how to spot a scam. While people of all ages are at risk, older people may be targeted by scammers more often than younger people. This guide explains some of the most common types of scams and what to look out for.
Benefit and Pension Changes
Information for older people about the latest changes to the State Pension and the social security benefits system in Scotland.
Benefits Maze
Understanding the benefits system in Scotland can be challenging. The Age Scotland Benefits Maze guide aims to help you navigate the maze of benefits, State Pension and social security, enabling you to claim any entitlements you may have.
Carer Support Payment
Many people do not see themselves as carers, so do not claim the support they are entitled to. If you are providing unpaid care or support to someone you know, you may be entitled to financial help through Carer Support Payment.
Challenging Benefit Decisions
It is often possible to challenge a benefit decision you disagree with. How you challenge a benefit decision depends on who pays the benefit. There are also time limits and specific forms to use. This guide will take you through the process in detail.
Funeral Support Payment
Funeral Support Payment can help towards paying upfront funeral costs if you are on a low income and responsible for arranging the funeral of a loved one.
Help with Council Tax
There are rules about who is liable to pay Council Tax, how it is calculated and situations that may reduce your Council Tax bill. This guide looks at the rules most likely to apply to older people in Scotland and how your Council Tax bill is calculated.
Lifebook
Later life can involve a lot of paperwork. It’s all too easy for important information to get mislaid or difficult to find among other documents. The Age Scotland Lifebook can help you to and organise the information you may need at short notice.
Money Matters
Later life can bring new financial challenges. This guide provides information about managing money, including managing on a retirement income, where to get free independent guidance on money and debt, and money problems common in later life.
Pension Credit
If you have a low income and modest savings, Pension Credit can top up your income and give you access to other benefits and cost savings.